(678) 446-3600
Asset Utilization
Asset Utilization
- Loan-to-value ratios up to 80%
- Minimum 700 FICO score
- Loan amounts ranging from $150,000 to $2,000,000
- Asset-based qualification — no DTI calculation required
- No paystubs, tax returns, W-2s, or 4506-C needed
- Available terms: 30-year fixed, or 30/40-year interest-only options
- Eligible for primary residences and second homes
- Minimum asset requirement: the greater of cash-to-close plus 60 months of all other payments, or $500,000 in net assets remaining after closing
