Mortgage guidelines have become increasingly similar across many conventional and government loan programs, but important differences remain. For Georgia homebuyers and homeowners, sometimes one small guideline can determine which mortgage program makes the most...
Manufactured homes continue to provide an affordable path to homeownership for many Georgia families. We work with a wide variety of conventional mortgage programs, including those backed by Fannie Mae and Freddie Mac. While the two agencies have very similar...
Buying a home in Georgia often takes careful planning, especially when it comes to saving for a down payment and closing costs. Fortunately, many first-time homebuyers receive financial assistance from parents, grandparents, or other eligible family members through...
Understanding how Fannie Mae, Freddie Mac, and FHA guidelines treat child support income can help borrowers prepare the right documentation and avoid delays during the mortgage approval process. We help borrowers across the state understand how their income is...
Across cities like Atlanta, Savannah, Augusta, and fast-growing suburbs throughout the state, more homebuyers are purchasing properties with Accessory Dwelling Units (ADUs). These can be basement apartments, garage conversions, backyard cottages, or in-law suites. But...
Each major mortgage agency, Freddie Mac, Fannie Mae, VA, and FHA, has its own underwriting guidelines, and understanding these differences can open doors for borrowers who may not qualify under one program but can qualify under another. Our specialty is Georgia home...
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