Understanding how Fannie Mae, Freddie Mac, and FHA guidelines treat child support income can help borrowers prepare the right documentation and avoid delays during the mortgage approval process. We help borrowers across the state understand how their income is...
Across cities like Atlanta, Savannah, Augusta, and fast-growing suburbs throughout the state, more homebuyers are purchasing properties with Accessory Dwelling Units (ADUs). These can be basement apartments, garage conversions, backyard cottages, or in-law suites. But...
Each major mortgage agency, Freddie Mac, Fannie Mae, VA, and FHA, has its own underwriting guidelines, and understanding these differences can open doors for borrowers who may not qualify under one program but can qualify under another. Our specialty is Georgia home...
One important, and often overlooked, factor is Fidelity insurance, also known as dishonesty insurance, and how its requirements differ between Fannie Mae and Freddie Mac. We specialize in Georgia home loans and help borrowers navigate these agency differences to...
When you’re applying for a mortgage in Georgia, one of the most overlooked factors is PITI reserves. These reserves act as a financial safety cushion, showing lenders that you can continue making payments even if your income is disrupted. Conventional Loan Reserve...
If you’re starting a new job, receiving a scheduled raise, or transitioning careers, the difference between Conventional and FHA guidelines could determine which program fits your situation best. Conventional Loans in Georgia For Georgia homebuyers applying for a...
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