We are expanding our investment loan options to include rural properties in the state of Georgia. Financing rural properties in Georgia seems to be an issue these days and we wanted to let you know that it’s not an issue for us. As a mortgage broker, we have access to...
When purchasing a property in Georgia, it’s important to be aware of the Federal Housing Administration’s (FHA) requirements for property inspections. One crucial aspect of these inspections is measuring the distance between the subject property and certain...
Did you know that when a borrower begins a new job after the closing date, additional assets are required? It’s true! Both Fannie Mae and Freddie Mac have guidelines in place to ensure that borrowers have sufficient funds to cover their mortgage payments during the...
We will explore a non-QM solution offered by GeorgiaMortgage.com that allows borrowers to use gift funds on investment properties. We will delve into the specific case of a borrower with a 742 FICO score, 10% of their own funds, and gift funds from their parents. With...
Are you a seasoned investor in Georgia looking to expand your real estate portfolio? At MortgageDepot, we understand the unique needs of LLC borrowers like you. A recent scenario where our borrower, a seasoned investor with five financed properties, recently formed an...
When it comes to mortgage loans, understanding the differences between conventional and FHA (Federal Housing Administration) loans is crucial. One key area where these two loan types differ is in their reserve requirements FHA Reserve Requirements Under FHA...
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