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Debt Service Coverage Ratio (DSCR)

Debt Service Coverage Ratio (DSCR)

Our Debt Service Coverage Ratio (DSCR) mortgage program is designed for investors looking to finance investment properties. With this program, you can enjoy a range of benefits, including the option to have reserves only required on the subject property, the ability to engage in short-term rentals, and even opportunities for foreign nationals with up to 75% loan-to-value (LTV) ratio. Whether you’re a seasoned investor or a first-time buyer, our DSCR mortgage program is designed to meet your unique needs.

  • Up to 80% LTV Purchase
  • Up to $3.5M Loan Amount
  • Min. FICO 620
  • Non-Warrantable Condos OK
  • First Time Investors OK
  • No Ratio OK
  • 6 Months Seasoning OK
  • Cash-Out OK

We offer a No Ratio DSCR program as well, this program does not require DSCR qualifications. This program has a larger down payment requirement and a lower LTV for cashout refinances. Contact us today to learn more about how our DSCR mortgage programs can help real estate investors get the financing they truly need.