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HELOC

Home Equity Line of Credit (HELOC) in Georgia

Georgia residents now have an exciting opportunity to tap into their home equity with our Stand-Alone Home Equity Line of Credit (HELOC) Program. Whether you’re looking to consolidate debt, renovate your home, make major purchases, or simply need funds for personal use, our program offers a flexible and convenient solution.

One of the key advantages of our HELOC Program is that it allows you to access your home equity without affecting your first mortgage. This means you can access equity in your property while maintaining the stability of your existing mortgage.

Our program is available for primary residences, second homes, and investment properties. So, whether you’re a homeowner, a vacation property owner, or a real estate investor, you can take advantage of this opportunity to leverage your home equity in Georgia.

  • Occupancy: Primary residence, Second home, Investment Properties
  • Line Amount: Minimum $75,000, Maximum $500,000
  • Maximum CLTV: 90%
  • Minimum Credit Score: 680
  • Product Terms: 30-year term with 2, 3, 5, or 10-year draw with I/O / 20-year amortization repayment
  • Maximum DTI: 49.95%
  • Income Doc Types: Full doc, 12 months bank statements

With our Stand-Alone HELOC Program, the application process is simple and hassle-free. We understand that time is of the essence, so we’ve streamlined our procedures to ensure a quick turnaround. Our team of experienced professionals will guide you through the entire process, making it as smooth as possible.

Once approved, you’ll have access to a line of credit based on the equity in your home. This means you can borrow funds as needed, up to your approved limit, without any restrictions. Whether you need a lump sum for a specific project or want to have a safety net for unexpected expenses, our HELOC Program provides the flexibility you require.

Furthermore, our program is exclusively available to Georgia residents. We understand the unique needs and challenges of homeowners in this state, and we’re committed to providing tailored solutions that meet those needs. By choosing our Stand-Alone HELOC Program, you’re choosing a lender that understands the local market and is dedicated to serving the Georgia community.

Contact us today to learn more about how our HELOC Program can benefit you.