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HomePossible in Georgia

HomePossible is the Freddie Mac version of Fannies Maes HomeReady program. Both agencies allow low-moderate-income borrowers to purchase a property with as little as 3% down payment. The credit needs to be above 620 and the PMI is much cheaper than that of the FHA 3.5% down payment.

  • 97% LTV
  • 620 credit score
  • 80% of median income
  • Monthly mortgage insurance can be eliminated after reaching 78% of the equity
  • Many options for qualifying for the loan

HomePossible Freddie Mac program for those individuals who are looking to purchase a property but have limited funds for a down payment. This program will allow purchasing a property with only 3% down payment, and that 3 % down payment, the 3% doesn’t have to be your own funds, it can all be gifted from family members.