Mortgage Market News

What is No Seasoning Cash Out? Traditionally, lenders require a "seasoning" period before you can refinance your home and take cash out. This period can often be six months or longer. However, with our No Seasoning Cash Out program, you can qualify...

When it comes to securing a mortgage in Georgia, understanding the requirements for PITI (Principal, Interest, Taxes, and Insurance) reserves is crucial. Whether you're looking at conventional loans or FHA loans, knowing the specifics can help you...

If you're a self-employed individual in Georgia looking to secure a mortgage, it's essential to stay updated on the latest requirements and guidelines. At GeorgiaMortgage.com, we understand that the mortgage process can be complex, especially for...

When it comes to securing a mortgage in Georgia, understanding the nuances between Conventional and FHA loans is crucial, especially when dealing with derogatory accounts such as collections, charge-offs, and judgments. At GeorgiaMortgage.com, we...

Georgia is a state known for its rich history, beautiful landscapes, and thriving real estate market. If you’re a homeowner in Georgia looking to refinance your current FHA loan, there are some important things to consider. One of the key...

Did you know that we do not require proof of donor ability when a gift is given? That’s right! Fannie Mae and Freddie Mac have specific requirements when a borrower receives a gift from an acceptable donor, including a gift letter stating that the...