Mortgage Market News

When it comes to mortgage loans, understanding the differences between conventional and FHA (Federal Housing Administration) loans is crucial. One key area where these two loan types differ is in their reserve requirements FHA Reserve Requirements...

Did you know that FHA has several restrictions on Accessory Dwelling Units (ADU)? If you’re considering adding an ADU to your property in Georgia, it’s important to understand these guidelines. When a property includes an ADU and the use of rental...

Self-employed borrowers in Georgia often face unique challenges when it comes to obtaining a mortgage. One of these challenges is providing the necessary documentation to prove their income stability. The Requirement for Each Business Entity When...

When it comes to securing a mortgage in the state of Georgia, it’s essential to stay updated on the latest guidelines and requirements. Fannie Mae, a leading mortgage investor, has recently announced some changes regarding rental income and...

Are you a self-employed borrower in Georgia looking to secure a mortgage? We have some great news for you! FHA (Federal Housing Administration) allows more line items to be added back when filing a Schedule C, giving you the opportunity to maximize...

We’re introducing our Stand Alone 2nd Lien Program (second mortgage), designed specifically for homeowners in Georgia. This program allows homeowners to tap into their property’s equity while keeping their existing low-interest rate on their first...