No Income Check Loans

We offer multiple No Income Check Loans, including a No Doc loan program. Each program listed below has different variations of eligibility for the program, depending on LTV, Credit Score, and Reserves.

• No Doc Loans – For Unemployed or Retired borrowers
• 12-Month Bank Statements + P&L Programs – Flexible income verification
• P&L + 3-Month Bank Statements – Simplified documentation
• Asset Utilization – Qualify using assets with a 60-month lookback
• ITIN Loans – Up to $1.5M in financing
• 1099 Income – No additional income docs required
• DSCR Loans – Investor-friendly, qualify based on property cash flow (No Ratio option Available)
• WVOE (Written Verification of Employment) – Qualify with just the WVOE form

Contact our office for more information about our No Income Check Mortgage Programs in Georgia.