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News Details

Non-QM Second Mortgage

Jan 5, 2024

We’re introducing our Stand Alone 2nd Lien Program (second mortgage), designed specifically for homeowners in Georgia. This program allows homeowners to tap into their property’s equity while keeping their existing low-interest rate on their first mortgage.

Program Highlights

  • Closed-End Second Mortgage: Georgia Homeowners can leverage up to 90% of their property’s equity with this solution.
  • Diverse Loan Amounts: From $150,000 to a maximum of $500,000.
  • Various Documentation Options: We offer Full Doc and Alt Doc options, including Personal and Business Bank Statements, and 1099.
  • Usability: Suitable for Primary Residences, 2nd Homes, and Investment Properties.

This program enables our Georgia clients to receive a lump-sum payment, enhancing their financial capabilities and meeting diverse needs, all while maintaining a preferable interest rate on their existing mortgage.

Key Requirements

  • Minimum FICO: 680
  • Maximum DTI: 50%
  • Fixed Terms: 10, 15, & 30 Years available.

We embrace the opportunity to offer our Georgia clients more with our Stand Alone 2nd Lien Program. It’s time to redefine financial flexibility and bring more value to our client relationships. Contact us for more information about our second mortgage program offered in the state of Georgia.