(678) 446-3600
Programs
We offer mortgage programs that fit any situation
Browse below a suite of loan programs tailored to any purchase, refinance, or second mortgage scenario. We stand out because we are well versed in helping our borrowers achieve goals that were never thought possible.
HomeReady
Buy a home with only 3% down payment with at least 620 score.
HomeOne
Buy a home with no income limit or geographic limits.
HomeStyle Renovation
Renovate a property using conventional guidelines, not FHA.
HomePossible
Buy a property 3% down payment with at least 660 score.
Hometown Heroes
Florida buyers can buy a home with down payment assistance.
HELOC
Home Equity Line of Credit. Up to 90% of the value.
FHA Home Loans
Our FHA loans go as low as 500 credit scores.
VA Loans
Buy a home with 100% financing.
Non-QM Loans
Ideal for self-employed individuals with income doc issues.
USDA Loans
Rrual areas in Georgia don’t scare us.
HomePath
Buy a foreclosed or short sale home directly from Fannie Mae.
Second Mortgage
Fixed closed-end Second Mortgage Option.
Debt Service Coverage Ratio (DSCR)
Financing investment properties.
Renovation Loans
Ground-up construction or rehab loans.
Non-Warrantable Condos
A non-QM loan program that finances condo buildings unable to meet conventional lending guidelines.
Foreign National Loans
Living abroad and want to invest in the U.S. real estate market.
Bank Statement Mortgages
No personal income verification required. Qualify using 12-month bank statement deposits.
No Income Check Loans
No income verification? No problem. Qualify for financing without paystubs or tax returns.
Fix & Flip Loan
Rates starting at 8.5% for Bridge, Fix & Flip, and Ground-Up Construction loans
ITIN Home Loans
Up to 85% LTV for Purchase and Rate & Term Refinance
Asset Utilization
Qualify using verified assets, no tax returns, W-2s, paystubs, or income needed.