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News Details

Rural Properties in Georgia are Not an Issue for us

Mar 5, 2024

We are expanding our investment loan options to include rural properties in the state of Georgia.

Financing rural properties in Georgia seems to be an issue these days and we wanted to let you know that it’s not an issue for us. As a mortgage broker, we have access to hundreds of lenders that offer all types of mortgages and one of the most desired is lending on rural properties.

Key points/requirements:

  • Max 80% LTV
  • Residential use only
  • Maximum acreage 5, including road frontage and subject property
  • Property must be located in a market where rental properties are prevalent. Locations may include but are not limited to mountain towns, beach communities, waterfront properties, or other tourist/recreational destinations
  • At least two comparable recent sales and rentals must be located within 5 miles of the subject property
  • Property must not be agricultural or provide an agricultural source of income to the borrower

There is a maximum acreage requirement that cannot exceed 50, for more information or to discuss specific scenarios, feel free to contact us.