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Understanding FHA Requirements for Property Inspections in Georgia

Feb 21, 2024

When purchasing a property in Georgia, it’s important to be aware of the Federal Housing Administration’s (FHA) requirements for property inspections. One crucial aspect of these inspections is measuring the distance between the subject property and certain environmental hazards, as well as the water supply.

Gas Station – 300 Feet

The FHA requires the appraiser to measure the distance between the subject property and any nearby gas stations. To meet FHA financing eligibility, this distance must be at least 300 feet. This requirement aims to ensure that properties are not exposed to potential risks associated with gas stations, such as fumes, noise, or safety hazards.

Gas Lines – 10 Feet

Another important measurement is the distance between the subject property and gas lines. The FHA mandates that this distance should be a minimum of 10 feet. This requirement helps safeguard the property from potential accidents or damage related to gas line leaks or explosions.

Property Line – 10 Feet

The FHA also requires the appraiser to measure the distance between the subject property and its property line. This distance must be at least 10 feet to meet FHA financing eligibility. This requirement ensures that properties have adequate space and comply with zoning regulations.

Septic Tank – 50 Feet

For properties with septic tanks, the FHA mandates a minimum distance of 50 feet between the subject property and the septic tank. This requirement aims to prevent any potential health hazards or contamination issues that may arise from the proximity of the septic tank to the property.

Septic Drain Field – 100 Feet (75 Feet if allowed by Local Authority)

Similarly, the FHA requires a minimum distance of 100 feet between the subject property and the septic drain field. However, it’s important to note that some local authorities may allow a minimum distance of 75 feet. This requirement ensures that the property is not at risk of contamination or drainage issues associated with the septic system.

If you are purchasing a property and have questions about what we just wrote, contact us.